Download Multiply to get:
  1. Goal-setting tool to find out what home you can afford and when
  2. Personalised advice at each step of the homebuying process
  3. Automate your deposit savings with autosaves and roundups into homebuying accounts
  4. Get mortgage-ready and then find a deal with undefined

Get started with Multiply

We’ll put you back in touch with when it’s time to get your mortgage. Enter your email address to get started.

Multiply is authorised and regulated by the FCA. Reg number: 801053.

How does it work?

  1. Enter your email
    This is how we know you were invited
  2. Download the app
    Available on both App Store and Google Play
  3. Make moves on your first home
    Whether you want a plan or just to save with our homebuying accounts, the app will guide you
When it’s time to apply for your mortgage...
We’ll put you back in touch with our partner.
We’ll give our partner secure access to some info, such as your savings balance and target date, to enable them to provide this service.

Key features

Advisers by your side

See what you can afford to buy, intelligently save your deposit, get mortgage-ready, and navigate the homebuying process.

Accounts to save for your home

*Multiply Instant Access Pot 0.5% returns paid on balances up to £2,000

How is the rate so high?

Unity Mutual invests your money into property and pays you 1.5% fixed-rate annual interest (it’s been paying this rate since 2018). Your capital is not at risk.

This is a Stocks & Shares Lifetime ISA with a difference. It operates just the same as a Cash Lifetime ISA, but with a better rate.

Can I transfer my ISA?

Yes, you can switch to the market-leading Lifetime ISA in a few taps. Just tell us the account number and provider for your existing account, and we’ll do the rest.

You can transfer any type of ISA, including a Lifetime ISA, Help to Buy ISA, Cash ISA, or Stocks & Shares ISA.

What's Multiply?

We’re the world’s first fully-automated financial adviser.

We wrote the rulebook on delivering automated financial advice at scale. Literally, we helped the FCA write it, and in June 2018 we became fully regulated.

We’ve built best-in-class proprietary technology, including our advice engine and iOS app. And there’s a Multiply plan in the hands of 30,000 people already.

And this is just the start.

I founded Multiply to bring advice to as many people as possible . Advice is such a powerful tool in making good financial decisions.

What do people say?

4.5

App Store rating, June 2021

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